{"id":126,"date":"2016-02-17T13:42:08","date_gmt":"2016-02-17T13:42:08","guid":{"rendered":"http:\/\/test.kriesi.at\/consulting\/?page_id=9"},"modified":"2025-03-25T22:52:06","modified_gmt":"2025-03-25T22:52:06","slug":"welcome","status":"publish","type":"page","link":"https:\/\/www.selectportfolio.com.au\/","title":{"rendered":"Welcome"},"content":{"rendered":"<div id='full_slider_1'  class='avia-fullwidth-slider main_color avia-shadow   avia-builder-el-0  el_before_av_section  avia-builder-el-first   container_wrap sidebar_right'  ><div  class='avia-slideshow av-b5ce2m-d47d779e73b75a75e5ff36eb15580425 avia-slideshow-no scaling av_slideshow_full avia-fade-slider av-slideshow-ui av-control-default av-slideshow-manual av-loop-once av-loop-manual-endless av-default-height-applied   avia-slideshow-1' data-slideshow-options=\"{&quot;animation&quot;:&quot;fade&quot;,&quot;autoplay&quot;:false,&quot;loop_autoplay&quot;:&quot;once&quot;,&quot;interval&quot;:5,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;bg_slider&quot;:false,&quot;keep_padding&quot;:false,&quot;hoverpause&quot;:false,&quot;show_slide_delay&quot;:0}\"  itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner ' style='padding-bottom: 56.222547584187%;'><li  class='avia-slideshow-slide av-b5ce2m-d47d779e73b75a75e5ff36eb15580425__0  av-single-slide slide-1 slide-odd'><div data-rel='slideshow-1' class='avia-slide-wrap '   ><img decoding=\"async\" fetchpriority=\"high\" class=\"wp-image-245 avia-img-lazy-loading-not-245\"  src=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/Copy-of-CARL-HAUSCHILD-2.png\" width=\"1366\" height=\"768\" title='Copy of CARL HAUSCHILD-2' alt=''  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/Copy-of-CARL-HAUSCHILD-2.png 1366w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/Copy-of-CARL-HAUSCHILD-2-300x169.png 300w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/Copy-of-CARL-HAUSCHILD-2-1030x579.png 1030w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/Copy-of-CARL-HAUSCHILD-2-768x432.png 768w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/Copy-of-CARL-HAUSCHILD-2-705x396.png 705w\" sizes=\"(max-width: 1366px) 100vw, 1366px\" \/><\/div><\/li><\/ul><\/div><\/div>\n<div id='av_section_1'  class='avia-section av-auatkm-fafcd30417f1d14468b3f5639b35d41d main_color avia-section-huge avia-no-border-styling  avia-builder-el-1  el_after_av_slideshow_full  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-126'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-amz7lq-4faa680e82cffac56fe4f1c7d8b5f1a7\">\n#top .av-special-heading.av-amz7lq-4faa680e82cffac56fe4f1c7d8b5f1a7{\npadding-bottom:35px;\n}\nbody .av-special-heading.av-amz7lq-4faa680e82cffac56fe4f1c7d8b5f1a7 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-amz7lq-4faa680e82cffac56fe4f1c7d8b5f1a7 .av-subheading{\nfont-size:25px;\n}\n<\/style>\n<div  class='av-special-heading av-amz7lq-4faa680e82cffac56fe4f1c7d8b5f1a7 av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-2  el_before_av_one_fourth  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Helping you buy your dream home&#8230; or build a property portfolio<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11sqza-f3744831c725848b1820d7e488fd05c9\">\n.flex_column.av-11sqza-f3744831c725848b1820d7e488fd05c9{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-11sqza-f3744831c725848b1820d7e488fd05c9 av_one_fourth  avia-builder-el-3  el_after_av_heading  el_before_av_one_fourth  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1161um-1fa7e1b541ccde245ac34bf72e91f870\">\n.iconbox.av-1161um-1fa7e1b541ccde245ac34bf72e91f870 .iconbox_icon{\nbackground-color:#ffffff;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-1161um-1fa7e1b541ccde245ac34bf72e91f870 av-no-box  avia-builder-el-4  avia-builder-el-no-sibling '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: Residential Finance\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue8d7' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Residential Finance<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>First home buyer? Or maybe you&#8217;re an existing property owner. With access to a wide range of lenders, we\u2019ll take the time to help you understand the different interest rates, fees, charges, terms and conditions available.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a74v72-c4c9e9193b04ea2d07c36ace69ab4b5b\">\n.flex_column.av-a74v72-c4c9e9193b04ea2d07c36ace69ab4b5b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-a74v72-c4c9e9193b04ea2d07c36ace69ab4b5b av_one_fourth  avia-builder-el-5  el_after_av_one_fourth  el_before_av_one_fourth  flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a1n4da-18d89ab8c45b52ea10abe1200dde8dcc\">\n.iconbox.av-a1n4da-18d89ab8c45b52ea10abe1200dde8dcc .iconbox_icon{\nbackground-color:#ffffff;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-a1n4da-18d89ab8c45b52ea10abe1200dde8dcc av-no-box  avia-builder-el-6  avia-builder-el-no-sibling '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: Property Investment\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue821' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Property Investment<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>Many mortgage brokers can arrange finance. But we&#8217;re not <em>only<\/em> interested in helping you buy this property, with the correct loan structure, Select Portfolio Finance can help you build a property portfolio.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9w29nq-73d72f79fc3afa3217ae7860cc63109a\">\n.flex_column.av-9w29nq-73d72f79fc3afa3217ae7860cc63109a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-9w29nq-73d72f79fc3afa3217ae7860cc63109a av_one_fourth  avia-builder-el-7  el_after_av_one_fourth  el_before_av_one_fourth  flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9pamtq-af6378c878959795e446307474483248\">\n.iconbox.av-9pamtq-af6378c878959795e446307474483248 .iconbox_icon{\nbackground-color:#ffffff;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-9pamtq-af6378c878959795e446307474483248 av-no-box  avia-builder-el-8  avia-builder-el-no-sibling '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: SMSF Investors\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue8c6' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >SMSF Investors<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>We help self-managed superannuation fund clients with funding for residential or commercial property. Select Portfolio Finance is well positioned to help you leverage your SMSF for property investments.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-80k7q-3b8570cac86e6af21981189568f3e725\">\n.flex_column.av-80k7q-3b8570cac86e6af21981189568f3e725{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-80k7q-3b8570cac86e6af21981189568f3e725 av_one_fourth  avia-builder-el-9  el_after_av_one_fourth  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m8kwkt28-40730e81d881c9a34b96f578d82489c9\">\n.iconbox.av-m8kwkt28-40730e81d881c9a34b96f578d82489c9 .iconbox_icon{\nbackground-color:#ffffff;\n}\n<\/style>\n<article  class='iconbox iconbox_top av-m8kwkt28-40730e81d881c9a34b96f578d82489c9 av-no-box  avia-builder-el-10  avia-builder-el-no-sibling '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\" aria-label=\"Icon: Asset Finance\"><div class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue8de' data-av_iconfont='entypo-fontello'><\/div><h3 class='iconbox_content_title '  itemprop=\"headline\" >Asset Finance<\/h3><\/header><div class='iconbox_content_container '  itemprop=\"text\" ><p>Needing to purchase new vehicles, equipment or machinery? Using the same finance brokerage for both helps ensure your asset finance won&#8217;t interfere with your home loan lending capability.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9g85qm-6f67f5eb9256f5a9846fe7a9eccd896f\">\n.avia-section.av-9g85qm-6f67f5eb9256f5a9846fe7a9eccd896f{\nbackground-color:#ffffff;\nbackground-image:unset;\n}\n<\/style>\n<div id='service'  class='avia-section av-9g85qm-6f67f5eb9256f5a9846fe7a9eccd896f main_color avia-section-huge avia-no-shadow  avia-builder-el-11  el_after_av_section  el_before_av_layout_row  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-126'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9csxs6-b34ff965828c133fd438ce2da7b6fefe\">\n#top .av-special-heading.av-9csxs6-b34ff965828c133fd438ce2da7b6fefe{\npadding-bottom:0;\n}\nbody .av-special-heading.av-9csxs6-b34ff965828c133fd438ce2da7b6fefe .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-9csxs6-b34ff965828c133fd438ce2da7b6fefe .av-subheading{\nfont-size:29px;\n}\n<\/style>\n<div  class='av-special-heading av-9csxs6-b34ff965828c133fd438ce2da7b6fefe av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-12  avia-builder-el-no-sibling  av-linked-heading'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  ><a class=\"av-heading-link\" href=\"tel:1300227577\" >Call Principal Broker Carl Hauschild on 1300 227 577<br \/><\/a><\/h2><div class='av-subheading av-subheading_below'><p>More than 20 years&#8217; home finance experience<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av-layout-grid-1'  class='av-layout-grid-container av-98ww46-4610ecdc3c87a2125d864758b21c5e98 entry-content-wrapper main_color av-flex-cells  avia-builder-el-13  el_after_av_section  el_before_av_layout_row  grid-row-not-first  container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-901ymu-80d90517993504d9e159d01359a28bd3\">\n.flex_cell.av-901ymu-80d90517993504d9e159d01359a28bd3{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-901ymu-80d90517993504d9e159d01359a28bd3{\npadding:0px 0px 0px 0px !important;\n}\n<\/style>\n<div class='flex_cell av-901ymu-80d90517993504d9e159d01359a28bd3 av-gridrow-cell av_one_half no_margin  avia-builder-el-14  el_before_av_cell_one_half  avia-builder-el-first  av-zero-padding'  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8t1zna-0c952ba6e6953a543996e32497e35835\">\n.avia-image-container.av-8t1zna-0c952ba6e6953a543996e32497e35835 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-8t1zna-0c952ba6e6953a543996e32497e35835 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-8t1zna-0c952ba6e6953a543996e32497e35835 av-styling-no-styling av-hover-grow avia-align-center  avia-builder-el-15  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-153 avia-img-lazy-loading-not-153 avia_image ' src=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/02\/carl.2024jpg-1-1030x690.jpeg\" alt='' title='carl.2024jpg (1)'  height=\"690\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/02\/carl.2024jpg-1-1030x690.jpeg 1030w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/02\/carl.2024jpg-1-300x201.jpeg 300w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/02\/carl.2024jpg-1-768x515.jpeg 768w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/02\/carl.2024jpg-1-705x473.jpeg 705w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/02\/carl.2024jpg-1.jpeg 1280w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8q3unq-b44c993b622b707d94c77698748ec98a\">\n.flex_cell.av-8q3unq-b44c993b622b707d94c77698748ec98a{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-8q3unq-b44c993b622b707d94c77698748ec98a{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-8q3unq-b44c993b622b707d94c77698748ec98a av-gridrow-cell av_one_half no_margin  avia-builder-el-16  el_after_av_cell_one_half  avia-builder-el-last '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8jq2a6-fcfd15ed41de186cca56575761a62eda\">\n#top .av-special-heading.av-8jq2a6-fcfd15ed41de186cca56575761a62eda{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-8jq2a6-fcfd15ed41de186cca56575761a62eda .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-8jq2a6-fcfd15ed41de186cca56575761a62eda .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-8jq2a6-fcfd15ed41de186cca56575761a62eda .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-8jq2a6-fcfd15ed41de186cca56575761a62eda .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-8jq2a6-fcfd15ed41de186cca56575761a62eda .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-8jq2a6-fcfd15ed41de186cca56575761a62eda av-special-heading-h3 blockquote modern-quote  avia-builder-el-17  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >1. No obligation consultation<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-8dti9y-26b7140ee0a82c4aebd93cb08406fc16 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Principal broker, Carl Hauschild will meet for a free no obligation consultation. This can be at your home, or in our offices in Pyrmont. At this meeting, it is best to have all parties to the proposed loan present, so we can go through your options.<\/p>\n<\/div><\/section><\/p>\n<\/div><\/div>\n<\/div>\n<div id='av-layout-grid-2'  class='av-layout-grid-container av-84iufq-5afa0b9a2e5bf842fe92c0bbdc597945 entry-content-wrapper main_color av-flex-cells  avia-builder-el-19  el_after_av_layout_row  el_before_av_layout_row  grid-row-not-first  container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7yihuu-1d84dffdfbde9590c35c1e69de737f1a\">\n.flex_cell.av-7yihuu-1d84dffdfbde9590c35c1e69de737f1a{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-7yihuu-1d84dffdfbde9590c35c1e69de737f1a{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-7yihuu-1d84dffdfbde9590c35c1e69de737f1a av-gridrow-cell av_one_half no_margin  avia-builder-el-20  el_before_av_cell_one_half  avia-builder-el-first '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7xkdgm-94b3be6bfbce233d591e9acee628fad7\">\n#top .av-special-heading.av-7xkdgm-94b3be6bfbce233d591e9acee628fad7{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-7xkdgm-94b3be6bfbce233d591e9acee628fad7 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-7xkdgm-94b3be6bfbce233d591e9acee628fad7 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-7xkdgm-94b3be6bfbce233d591e9acee628fad7 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-7xkdgm-94b3be6bfbce233d591e9acee628fad7 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-7xkdgm-94b3be6bfbce233d591e9acee628fad7 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-7xkdgm-94b3be6bfbce233d591e9acee628fad7 av-special-heading-h3 blockquote modern-quote  avia-builder-el-21  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >2. Document preparation<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-7p5mji-e9a371f0990af6fdda4a3b4763190a82 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>While we&#8217;ll be able to give you some idea of your options straight away, over the next few days, we&#8217;ll send you privacy forms to sign, speak to lenders on your behalf, and give you a list of required documents our team needs to lodge the loan.<\/p>\n<\/div><\/section><\/p>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7iqibq-74ae86ac113ad69b1e1f19c73c762c9c\">\n.flex_cell.av-7iqibq-74ae86ac113ad69b1e1f19c73c762c9c{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-7iqibq-74ae86ac113ad69b1e1f19c73c762c9c{\npadding:0px 0px 0px 0px !important;\n}\n<\/style>\n<div class='flex_cell av-7iqibq-74ae86ac113ad69b1e1f19c73c762c9c av-gridrow-cell av_one_half no_margin av-hide-on-mobile  avia-builder-el-23  el_after_av_cell_one_half  avia-builder-el-last  av-zero-padding'  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7cnqjy-79f2ab8b82f2e337f45de9b86d595951\">\n.avia-image-container.av-7cnqjy-79f2ab8b82f2e337f45de9b86d595951 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-7cnqjy-79f2ab8b82f2e337f45de9b86d595951 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-7cnqjy-79f2ab8b82f2e337f45de9b86d595951 av-styling-no-styling av-hover-grow avia-align-center  avia-builder-el-24  avia-builder-el-no-sibling  av-mini-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-136 avia-img-lazy-loading-not-136 avia_image ' src=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/man-working-with-modern-devices-m-1-845x684.jpg\" alt='' title='Man working with modern devices'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/man-working-with-modern-devices-m-1-845x684.jpg 845w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/man-working-with-modern-devices-m-1-495x400.jpg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><\/div><\/div>\n<\/div><\/div><\/div><div id='av-layout-grid-3'  class='av-layout-grid-container av-pqkku-1e7c5181807c6549f72df505ee83de99 entry-content-wrapper main_color av-flex-cells  avia-builder-el-25  el_after_av_layout_row  el_before_av_layout_row  grid-row-not-first  container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-pc9x2-df67166144ab401648e00175670fa996\">\n.flex_cell.av-pc9x2-df67166144ab401648e00175670fa996{\nvertical-align:top;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-pc9x2-df67166144ab401648e00175670fa996{\npadding:0px 0px 0px 0px !important;\n}\n<\/style>\n<div class='flex_cell av-pc9x2-df67166144ab401648e00175670fa996 av-gridrow-cell av_one_half no_margin  avia-builder-el-26  el_before_av_cell_one_half  avia-builder-el-first  av-zero-padding'  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-oyuw6-549e7e28cc2068e5e8a6bdd81d12d3cd\">\n.avia-image-container.av-oyuw6-549e7e28cc2068e5e8a6bdd81d12d3cd img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-oyuw6-549e7e28cc2068e5e8a6bdd81d12d3cd .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-oyuw6-549e7e28cc2068e5e8a6bdd81d12d3cd av-styling-no-styling av-hover-grow avia-align-center  avia-builder-el-27  avia-builder-el-no-sibling  av-mini-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-135 avia-img-lazy-loading-not-135 avia_image ' src=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/financial-application-form-m-1-845x684.jpg\" alt='' title='Financial application form'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/financial-application-form-m-1-845x684.jpg 845w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/financial-application-form-m-1-495x400.jpg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><\/div><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6qbkpi-989a0880e414aa6041a0535c80d086ee\">\n.flex_cell.av-6qbkpi-989a0880e414aa6041a0535c80d086ee{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-6qbkpi-989a0880e414aa6041a0535c80d086ee{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-6qbkpi-989a0880e414aa6041a0535c80d086ee av-gridrow-cell av_one_half no_margin  avia-builder-el-28  el_after_av_cell_one_half  avia-builder-el-last '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6i0d3q-16934905389ca66b1ad9fae3d2f943d6\">\n#top .av-special-heading.av-6i0d3q-16934905389ca66b1ad9fae3d2f943d6{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-6i0d3q-16934905389ca66b1ad9fae3d2f943d6 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-6i0d3q-16934905389ca66b1ad9fae3d2f943d6 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-6i0d3q-16934905389ca66b1ad9fae3d2f943d6 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-6i0d3q-16934905389ca66b1ad9fae3d2f943d6 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-6i0d3q-16934905389ca66b1ad9fae3d2f943d6 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-6i0d3q-16934905389ca66b1ad9fae3d2f943d6 av-special-heading-h3 blockquote modern-quote  avia-builder-el-29  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >3. Negotiating a loan<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-6bgm7y-81fad14f7926d6c0aa84d434cf953ff3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Once we have the required documents, we will review our panel of more than 20 lenders, to find the loan that best suits you. As a mortgage brokerage, we are able to approach lenders to negotiate a rate that will work for you.<\/p>\n<p>Finding the best loan is not just about the best interest rate &#8211; it&#8217;s about structuring the loans effectively to provide you with options for future investment.<\/p>\n<p>We can also advise on ways to reduce mortgage insurance and guarantee a deposit.<\/p>\n<\/div><\/section><\/p>\n<\/div><\/div>\n<\/div><\/p>\n<div id='av-layout-grid-4'  class='av-layout-grid-container av-69lj3i-6e44678883cfa99d5f13ab8fe1b0594e entry-content-wrapper main_color av-flex-cells  avia-builder-el-31  el_after_av_layout_row  el_before_av_layout_row  grid-row-not-first  container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-60hkrq-971ed79c7d6ac7e2bac2ae7f56d9ca22\">\n.flex_cell.av-60hkrq-971ed79c7d6ac7e2bac2ae7f56d9ca22{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-60hkrq-971ed79c7d6ac7e2bac2ae7f56d9ca22{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-60hkrq-971ed79c7d6ac7e2bac2ae7f56d9ca22 av-gridrow-cell av_one_half no_margin  avia-builder-el-32  el_before_av_cell_one_half  avia-builder-el-first '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5vxpum-be851bc091898ede21f1c62c6ea3a1d3\">\n#top .av-special-heading.av-5vxpum-be851bc091898ede21f1c62c6ea3a1d3{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-5vxpum-be851bc091898ede21f1c62c6ea3a1d3 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-5vxpum-be851bc091898ede21f1c62c6ea3a1d3 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-5vxpum-be851bc091898ede21f1c62c6ea3a1d3 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-5vxpum-be851bc091898ede21f1c62c6ea3a1d3 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-5vxpum-be851bc091898ede21f1c62c6ea3a1d3 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-5vxpum-be851bc091898ede21f1c62c6ea3a1d3 av-special-heading-h3 blockquote modern-quote  avia-builder-el-33  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >4. Finalising your finance<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-5r6lcu-1fbdc8f9aa4e8b0c194fe4b09d2af5b2 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>With a pre-approval in place, you&#8217;ll be able to search for a property, knowing finance isn&#8217;t an issue.<\/p>\n<p>Once you&#8217;ve found your property, our team takes all the leg work out of finalising the loan. We lodge the loan, making sure it meets all the bank&#8217;s requirements.<\/p>\n<p>Carl will consult closely with you at this stage, to make sure you provide all the documents the bank needs, and you&#8217;re fully updated at each step.<\/p>\n<\/div><\/section><\/p>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5hm09i-bfd687a2701fd6bb2494d18eff39bc27\">\n.flex_cell.av-5hm09i-bfd687a2701fd6bb2494d18eff39bc27{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-5hm09i-bfd687a2701fd6bb2494d18eff39bc27{\npadding:0px 0px 0px 0px !important;\n}\n<\/style>\n<div class='flex_cell av-5hm09i-bfd687a2701fd6bb2494d18eff39bc27 av-gridrow-cell av_one_half no_margin  avia-builder-el-35  el_after_av_cell_one_half  avia-builder-el-last  av-zero-padding'  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5fe94e-b8f3628652e9d412e784f97d980cc626\">\n.avia-image-container.av-5fe94e-b8f3628652e9d412e784f97d980cc626 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-5fe94e-b8f3628652e9d412e784f97d980cc626 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-5fe94e-b8f3628652e9d412e784f97d980cc626 av-styling-no-styling av-hover-grow avia-align-center  avia-builder-el-36  avia-builder-el-no-sibling  av-mini-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-131 avia-img-lazy-loading-not-131 avia_image ' src=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/business-handshake-m-1-845x684.jpg\" alt='' title='Business handshake'  height=\"684\" width=\"845\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/business-handshake-m-1-845x684.jpg 845w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/business-handshake-m-1-495x400.jpg 495w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/div><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<div id='av-layout-grid-5'  class='av-layout-grid-container av-l005a-f4b53c5934761e53965abea2f12b301e entry-content-wrapper main_color av-flex-cells  avia-builder-el-37  el_after_av_layout_row  el_before_av_section  grid-row-not-first  container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-huu2m-69aa30ad4a86fb28b3db76e2348332cb\">\n.flex_cell.av-huu2m-69aa30ad4a86fb28b3db76e2348332cb{\nvertical-align:top;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-huu2m-69aa30ad4a86fb28b3db76e2348332cb{\npadding:0px 0px 0px 0px !important;\n}\n<\/style>\n<div class='flex_cell av-huu2m-69aa30ad4a86fb28b3db76e2348332cb av-gridrow-cell av_one_half no_margin  avia-builder-el-38  el_before_av_cell_one_half  avia-builder-el-first  av-zero-padding'  ><div class='flex_cell_inner'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m8l0kr0r-e42328dc3dfa1b80862d41c7c8c100b0\">\n.avia-image-container.av-m8l0kr0r-e42328dc3dfa1b80862d41c7c8c100b0 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m8l0kr0r-e42328dc3dfa1b80862d41c7c8c100b0 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m8l0kr0r-e42328dc3dfa1b80862d41c7c8c100b0 av-styling-no-styling av-hover-grow avia-align-center  avia-builder-el-39  avia-builder-el-no-sibling  av-mini-hide'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-219 avia-img-lazy-loading-not-219 avia_image ' src=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-scaled.jpeg\" alt='' title='Happy older aged couple holding reading good news in document'  height=\"1707\" width=\"2560\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-scaled.jpeg 2560w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-300x200.jpeg 300w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-1030x687.jpeg 1030w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-768x512.jpeg 768w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-1536x1024.jpeg 1536w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-2048x1365.jpeg 2048w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-1500x1000.jpeg 1500w, https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2025\/03\/AdobeStock_226201252-705x470.jpeg 705w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/div><\/div><\/div>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6l54u-d199b1279d3eaeb2e78b475a3ee3521a\">\n.flex_cell.av-6l54u-d199b1279d3eaeb2e78b475a3ee3521a{\nvertical-align:middle;\nbackground-color:#ffffff;\n}\n.responsive #top #wrap_all .flex_cell.av-6l54u-d199b1279d3eaeb2e78b475a3ee3521a{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-6l54u-d199b1279d3eaeb2e78b475a3ee3521a av-gridrow-cell av_one_half no_margin  avia-builder-el-40  el_after_av_cell_one_half  avia-builder-el-last '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m8l0jy9y-8b87bbb017ae626b0acf123a2e2578f7\">\n#top .av-special-heading.av-m8l0jy9y-8b87bbb017ae626b0acf123a2e2578f7{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-m8l0jy9y-8b87bbb017ae626b0acf123a2e2578f7 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-m8l0jy9y-8b87bbb017ae626b0acf123a2e2578f7 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-m8l0jy9y-8b87bbb017ae626b0acf123a2e2578f7 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-m8l0jy9y-8b87bbb017ae626b0acf123a2e2578f7 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-m8l0jy9y-8b87bbb017ae626b0acf123a2e2578f7 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-m8l0jy9y-8b87bbb017ae626b0acf123a2e2578f7 av-special-heading-h3 blockquote modern-quote  avia-builder-el-41  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >4. No cost to you<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-m8l0kbbj-502c7627e9f2889f721b7670980f8e59 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>It is important to understand that this service is of <strong>no cost to you<\/strong>.<\/p>\n<p>The banks pay us an upfront commission, and we receive a small trailing commission for the life of your loan.<\/p>\n<p>The money received from your loan is declared upfront, and the process is fully transparent.<\/p>\n<p><strong>This does not increase the cost of your loan.<\/strong><\/p>\n<\/div><\/section><\/p>\n<\/div><\/div>\n<\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5806f2-53be6138fe70330223120fb3fa7645ef\">\n.avia-section.av-5806f2-53be6138fe70330223120fb3fa7645ef{\nbackground-color:#f9fdff;\nbackground-image:url(https:\/\/www.selectportfolio.com.au\/wp-content\/uploads\/2016\/02\/corporate-buildings-white-1.jpg);\nbackground-repeat:no-repeat;\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='about'  class='avia-section av-5806f2-53be6138fe70330223120fb3fa7645ef main_color avia-section-huge avia-no-shadow  avia-builder-el-43  el_after_av_layout_row  el_before_av_layout_row  avia-full-stretch avia-bg-style-scroll container_wrap sidebar_right'  data-section-bg-repeat='stretch'><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-126'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-50n1ny-e3e0cd6a34b58df09b0e05d67dcadb87\">\n#top .av-special-heading.av-50n1ny-e3e0cd6a34b58df09b0e05d67dcadb87{\npadding-bottom:0;\n}\nbody .av-special-heading.av-50n1ny-e3e0cd6a34b58df09b0e05d67dcadb87 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-50n1ny-e3e0cd6a34b58df09b0e05d67dcadb87 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-50n1ny-e3e0cd6a34b58df09b0e05d67dcadb87 av-special-heading-h2 blockquote modern-quote modern-centered  avia-builder-el-44  el_before_av_hr  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Select Portfolio Finance Operates Australia-Wide<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4yk77y-166a552a2c2eeeba901e18d7fb2e2109\">\n#top .hr.hr-invisible.av-4yk77y-166a552a2c2eeeba901e18d7fb2e2109{\nheight:110px;\n}\n<\/style>\n<div  class='hr av-4yk77y-166a552a2c2eeeba901e18d7fb2e2109 hr-invisible  avia-builder-el-45  el_after_av_heading  el_before_av_one_half '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4pa0cu-da04cac949ab3de2874e85fcf1e4eadc\">\n.flex_column.av-4pa0cu-da04cac949ab3de2874e85fcf1e4eadc{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4pa0cu-da04cac949ab3de2874e85fcf1e4eadc av_one_half  avia-builder-el-46  el_after_av_hr  el_before_av_one_half  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4k5q3i-3d5a19acaf4ff6f28ebbdc25a3d3cb70\">\n#top .av-special-heading.av-4k5q3i-3d5a19acaf4ff6f28ebbdc25a3d3cb70{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-4k5q3i-3d5a19acaf4ff6f28ebbdc25a3d3cb70 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-4k5q3i-3d5a19acaf4ff6f28ebbdc25a3d3cb70 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-4k5q3i-3d5a19acaf4ff6f28ebbdc25a3d3cb70 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-4k5q3i-3d5a19acaf4ff6f28ebbdc25a3d3cb70 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-4k5q3i-3d5a19acaf4ff6f28ebbdc25a3d3cb70 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-4k5q3i-3d5a19acaf4ff6f28ebbdc25a3d3cb70 av-special-heading-h3 blockquote modern-quote  avia-builder-el-47  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >About Carl Hauschild<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-4exhv2-2d05d7a14e1dd7074eccc7b71ffe26b4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Carl Hauschild is the Owner and Principal of Select Portfolio Finance.<\/p>\n<p>Carl and Select Portfolio Finance operate as Credit Representatives of Yellow Brick Road.<\/p>\n<p>Carl is also a registered broker with the Mortgage &amp; Finance Association of Australia (MFAA).<\/p>\n<p>Credit services are provided by Carl Hauschild, Authorised Credit Representative Number <span class=\"tx f9\">483218<\/span> of Yellow Brick Road Aggregation Pty Ltd.\u00a0 (Australian Credit Licence 390261).<\/p>\n<p>Carl has a Bachelor in Applied Science (Mathematics and Chemistry) from Monash University, a Diploma in Financial Services (Finance\/Mortgage Broking), a Diploma in Financial Services (Financial Planning), and an Advanced Diploma of Financial Planning.<\/p>\n<p>Carl has a team of back office support workers that assists in ensuring all loans are compliant and lodged promptly.<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-46wmxy-3bf370be3e8bc9713a2f1a6d43aa79b5\">\n.flex_column.av-46wmxy-3bf370be3e8bc9713a2f1a6d43aa79b5{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-46wmxy-3bf370be3e8bc9713a2f1a6d43aa79b5 av_one_half  avia-builder-el-49  el_after_av_one_half  el_before_av_one_full  flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-439uly-b2a8b0a3ce8816c17c3fc35e1f668c5b\">\n#top .av-special-heading.av-439uly-b2a8b0a3ce8816c17c3fc35e1f668c5b{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-439uly-b2a8b0a3ce8816c17c3fc35e1f668c5b .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-439uly-b2a8b0a3ce8816c17c3fc35e1f668c5b .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-439uly-b2a8b0a3ce8816c17c3fc35e1f668c5b .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-439uly-b2a8b0a3ce8816c17c3fc35e1f668c5b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-439uly-b2a8b0a3ce8816c17c3fc35e1f668c5b .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-439uly-b2a8b0a3ce8816c17c3fc35e1f668c5b av-special-heading-h3 blockquote modern-quote  avia-builder-el-50  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >About Yellow Brick Road<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-m8ci25gg-7da3d0c957132485b01951c128490235 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Yellow Brick Road is on track to become the leading non-bank lender and mortgage broking services company in Australia.<\/p>\n<p>It was established by Mark Bouris in 2007, with the goal of providing all Australians with access to quality, affordable financial services and advice.<\/p>\n<p>Yellow Brick Road is committed to putting customers at the centre of its business by bringing diverse services together in one place, locally. In line with this business model, it offers customers access to home loan experts they can trust and rely on through their property journey.<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3rk9wu-37977f071d22764e56709dfcf090f4e4\">\n.flex_column.av-3rk9wu-37977f071d22764e56709dfcf090f4e4{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3rk9wu-37977f071d22764e56709dfcf090f4e4 av_one_full  avia-builder-el-52  el_after_av_one_half  avia-builder-el-last  first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3jtj6u-21d3ab6a40cf462261a1537d47286a2b\">\n#top .hr.hr-invisible.av-3jtj6u-21d3ab6a40cf462261a1537d47286a2b{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-3jtj6u-21d3ab6a40cf462261a1537d47286a2b hr-invisible  avia-builder-el-53  el_before_av_heading  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3e91li-0008656d0880d3cd28de165c4af55bcd\">\n#top .av-special-heading.av-3e91li-0008656d0880d3cd28de165c4af55bcd{\npadding-bottom:0;\nfont-size:30px;\n}\nbody .av-special-heading.av-3e91li-0008656d0880d3cd28de165c4af55bcd .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-3e91li-0008656d0880d3cd28de165c4af55bcd .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-3e91li-0008656d0880d3cd28de165c4af55bcd .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-3e91li-0008656d0880d3cd28de165c4af55bcd .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-3e91li-0008656d0880d3cd28de165c4af55bcd .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-3e91li-0008656d0880d3cd28de165c4af55bcd av-special-heading-h3 blockquote modern-quote modern-centered  avia-builder-el-54  el_after_av_hr  el_before_av_content_slider  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >What our clients say<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<div  class='avia-content-slider-element-container av-m8cibnqk-b48a902f3eeb7818884cb4a1cccf28b8 avia-content-slider-element-slider avia-content-slider avia-smallarrow-slider avia-content-slider-active avia-content-slider-odd  avia-builder-el-55  el_after_av_heading  avia-builder-el-last  av-slideshow-ui av-control-default av-nav-arrows-visible av-nav-dots-visible av-no-slider-navigation av-slideshow-autoplay av-loop-endless av-loop-manual-endless avia-content-slider1' data-slideshow-options=\"{&quot;animation&quot;:&quot;slide&quot;,&quot;autoplay&quot;:true,&quot;loop_autoplay&quot;:&quot;endless&quot;,&quot;interval&quot;:10,&quot;loop_manual&quot;:&quot;manual-endless&quot;,&quot;autoplay_stopper&quot;:false,&quot;noNavigation&quot;:false,&quot;bg_slider&quot;:false,&quot;keep_padding&quot;:&quot;&quot;,&quot;hoverpause&quot;:false,&quot;show_slide_delay&quot;:30}\"><div class='avia-smallarrow-slider-heading  no-content-slider-heading '><div class='new-special-heading'>&nbsp;<\/div><div class='avia-slideshow-arrows avia-slideshow-controls' ><a href='#prev' class='prev-slide ' aria-hidden='true' data-av_icon='\ue87c' data-av_iconfont='entypo-fontello'  tabindex='-1'>Previous<\/a><a href='#next' class='next-slide ' aria-hidden='true' data-av_icon='\ue87d' data-av_iconfont='entypo-fontello'  tabindex='-1'>Next<\/a><\/div><\/div><div class=\"avia-content-slider-inner\"><div class=\"slide-entry-wrap\"><section class='slide-entry av-m8ci6izn-a86062f73be7c051c1e3da06ddeb7ecc flex_column av_fullwidth post-entry slide-entry-overview slide-loop-1 slide-parity-odd  first'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" >Alison S. <\/h3><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" ><p>Carl Hauschild has been our go-to expert for home and investment property loans since 1997. Over the years, Carl has consistently taken the time to understand our needs and has always gone above and beyond to secure the best loan solutions for us. His genuine motivation to help clients achieve their goals\u2014whether it\u2019s buying a first home or building a property portfolio\u2014sets him apart. We can\u2019t recommend him highly enough.<\/p>\n<\/div><\/section><\/div><div class=\"slide-entry-wrap\"><section class='slide-entry av-m8cibluc-f3b2211025a17ebbea1d79f23ea47645 flex_column av_fullwidth post-entry slide-entry-overview slide-loop-2 slide-parity-odd  post-entry-last  first'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><h3 class='slide-entry-title entry-title '  itemprop=\"headline\" >Michelle W.<\/h3><div class='slide-entry-excerpt entry-content'  itemprop=\"text\" ><p>We couldn&#8217;t save as fast as property prices were going up. Carl helped us with a solution that allowed us to leverage my mother&#8217;s home equity. It was no cost to her &#8211; she was happy to help &#8211; and we were able to remove her liability fairly quickly. Now, decades later, we have four properties but we never could have started without Carl&#8217;s advice.<\/p>\n<p style=\"text-align: right;\">\n<\/div><\/section><\/div><\/div><\/div><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='contact'  class='av-layout-grid-container av-208v9q-758449dbcfb4d31532f10a11cb75b8dc entry-content-wrapper socket_color av-flex-cells  avia-builder-el-56  el_after_av_section  avia-builder-el-last  grid-row-not-first  container_wrap sidebar_right'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ukcm6-96c999795831e7947d46f003eeb3a8f1\">\n.flex_cell.av-1ukcm6-96c999795831e7947d46f003eeb3a8f1{\nvertical-align:middle;\n}\n.responsive #top #wrap_all .flex_cell.av-1ukcm6-96c999795831e7947d46f003eeb3a8f1{\npadding:50px 50px 50px 50px !important;\n}\n<\/style>\n<div class='flex_cell av-1ukcm6-96c999795831e7947d46f003eeb3a8f1 av-gridrow-cell av_one_half no_margin  avia-builder-el-57  el_before_av_cell_one_half  avia-builder-el-first '  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1r8ikm-c914c5e9c11f3c2790e6a9d5251ca01d\">\n#top .av-special-heading.av-1r8ikm-c914c5e9c11f3c2790e6a9d5251ca01d{\npadding-bottom:30px;\nfont-size:30px;\n}\nbody .av-special-heading.av-1r8ikm-c914c5e9c11f3c2790e6a9d5251ca01d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1r8ikm-c914c5e9c11f3c2790e6a9d5251ca01d .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-1r8ikm-c914c5e9c11f3c2790e6a9d5251ca01d .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1r8ikm-c914c5e9c11f3c2790e6a9d5251ca01d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1r8ikm-c914c5e9c11f3c2790e6a9d5251ca01d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1r8ikm-c914c5e9c11f3c2790e6a9d5251ca01d av-special-heading-h3 blockquote modern-quote modern-centered  avia-builder-el-58  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h3 class='av-special-heading-tag '  itemprop=\"headline\"  >Get in touch<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-1le8cu-4a8ceaa0c90797bbc5a0ce5deb0d11fe '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Please get in touch for a free consultation, or call Select Portfolio Finance direct on 1300 227 577. 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Click to open the map in a new window.<\/a><\/div><\/div>\n<\/div><\/div>\n<\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-126","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.selectportfolio.com.au\/index.php\/wp-json\/wp\/v2\/pages\/126","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.selectportfolio.com.au\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.selectportfolio.com.au\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.selectportfolio.com.au\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.selectportfolio.com.au\/index.php\/wp-json\/wp\/v2\/comments?post=126"}],"version-history":[{"count":54,"href":"https:\/\/www.selectportfolio.com.au\/index.php\/wp-json\/wp\/v2\/pages\/126\/revisions"}],"predecessor-version":[{"id":256,"href":"https:\/\/www.selectportfolio.com.au\/index.php\/wp-json\/wp\/v2\/pages\/126\/revisions\/256"}],"wp:attachment":[{"href":"https:\/\/www.selectportfolio.com.au\/index.php\/wp-json\/wp\/v2\/media?parent=126"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}